Independent Service Rating based on 833+ verified reviews.

Modified Car Insurance

Get the Right Cover For Your Modified Car

Independent Service Rating based on 833+ verified reviews.

Tailored Protection for Your Unique Build

Your car is more than just a vehicle—it’s a reflection of your passion and creativity. Unlike standard insurers, we understand the value of your modifications. Whether it’s performance upgrades, custom bodywork, or a complete rebuild, our specialist policies ensure your investment is fully protected. Drive with confidence, knowing your modified car is covered by experts who share your enthusiasm.

We compare top insurers and have access to bespoke prices, not found online

Built, Not Bought – Insurance For True Enthusiasts

Your car is more than a set of wheels—it’s a lifestyle. Whether you cruise city streets, hit the track, or turn heads at car meets, we provide insurance tailored to your passion.

We cater to serious car builders, track enthusiasts, and performance car owners who take customisation seriously. No generic policies—just real protection for your passion.

Whatever your build, we’ve got you covered!

1. Request a quote

Enter your details above or call us on 020 3820 5733 We offer free, helpful, reliable advice and a policy that covers you for what you need.

2. Compare policy options

We'll scan the market to find you suitable prices from all markets in the UK. We have exclusive rates that can't be found online.

3. Modified insurance

It's done, enjoy huge benefits designed around minibus users that keep you moving stress free.

To see how we can help you, give us a call on: 020 8691 9691

Independent Service Rating based on 833+ verified reviews.

About us

Team with over 40 years combined experience in Modified Vehicle Insurance

Our modified vehicle team have a passion being enthusiasts themselves and extensive experience providing insurance for modified vehicles.

With over 40 years of combined specialist experience and a team that truly appreciates modified cars, we’re the trusted choice for vehicle enthusiasts across the UK.

Why Choose Us

Passionate about modified cars? So are we. With expert-backed policies, like-for-like cover on modifications, and access to top insurers, we ensure your custom ride gets the protection it deserves—at the best rates.

Tailored Coverage for Every Modification

Our unique policies are designed to cover customisations, ensuring your modifications are fully protected at all times.

Competitive Rates Without Compromising Quality

Enjoy comprehensive coverage for your vehicle with premium options designed to fit your budget and needs.

Expert Support from Industry Specialists

Our knowledgeable team offers guidance and personalised service, ensuring peace of mind for every modified vehicle owner.

Get The Right Cover For Your Custom Ride

Your modified car deserves specialist protection. Get a tailored policy with like-for-like cover on modifications and competitive rates. Drive with confidence—get a quote today!

Independent Service Rating based on 833+ verified reviews.

What Our Customers Are Saying

Gold Trusted Service Award, Feefo 2025

Every quote is tailored to your individual needs to find you the best cover available.

David Ammar

Excellent Service

"Excellent. Listened to my concerns. Very satisfied with overall service"

Graham Roberts

Excellent Service

"Excellent service at a great price. Erkin was very professional and knew exactly what I wanted. Many Thanks."

Graham Roberts

Excellent Service

"Excellent service at a great price. Erkin was very professional and knew exactly what I wanted. Many Thanks."

Trusted Customer

Excellent Service

"Really great service, price and no pressure sales. Had cheaper policies, but bought because I got on better with Charlie, without the pressure."

Paul Howe

Excellent Service

"Excellent service again this year Thank you to everyone at Quotax for five star service again this year"

Trusted Customer

Excellent Service

"I dealt with Charlie Wallis and he was first class. Patient, thorough and friendly. I highly recommend him to deal with."

Nick Powell

Excellent Service

"Excellent service from beginning to end Ironed out all my problems got it sorted within the hour"

Trusted Customer

Excellent Service

"Very helpful customer care. Sorted with one phone call. Given me competitive premium. Well recommended"

Ask Our Trusted Modified Car Insurance Experts

Modified car insurance is designed for vehicles that have been altered from their original factory specifications. Standard insurers may not cover these changes, but our policies ensure your upgrades are protected.

Yes, you must declare all modifications, whether cosmetic or performance-related, to ensure you receive the correct level of coverage.

We cover a wide range of modifications, including engine upgrades, suspension changes, body kits, custom paintwork, alloy wheels, interior modifications, and more.

Yes, we offer like-for-like replacement value on declared modifications, ensuring you’re compensated for the true worth of your custom build.

Yes, if your car is a high-value or unique build, we offer agreed value cover to reflect its true worth.

Absolutely! We provide cover for a range of performance and modified vehicles, including turbocharged, supercharged, and track-ready cars.

Yes, we offer policies for daily drivers as well as weekend and show cars. Let us know how you use your vehicle, and we’ll find the best cover for you.

Getting a quote is quick and easy. Call us today or fill out our online form to find the best policy for your modified car!

Quotax Insurance Services of Unit 7 Avery Way, Questor, Dartford, Kent, DA1 1JZ is a trading name of London Taxi Insurance Ltd. Our Registered Office: Kings Parade, Lower Coombe Street, Croydon, Surrey, CR1 1AA. Authorised and regulated by the Financial Conduct Authority (FCA No. 504042). Registered in England and Wales (No. 6532886). We are covered by the Financial Ombudsman Service. Private customers and micro-enterprises may pursue complaints with the Financial Ombudsman Service if we cannot resolve them. Further information is on the Financial Ombudsman Service website http://www.financial-ombudsman.org.uk/

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